Insights

Whether a lender holds a first or second mortgage, understanding the borrower’s complete capital stack is essential to assessing the practical value of the security and the credibility of the repayment strategy.

A specialist model brings together lender-side experience, senior judgement and transaction-focused execution.

Practical steps to protect a lender before funds are advanced

Consent clauses requiring that approval which will “not be unreasonably withheld” appear in almost every finance transaction. At Finance Law, we approach consent provisions with enforcement and dispute scenarios in mind, even at the documentation stage.

The private lending market continues to mature. Alongside that growth has come greater scrutiny of how loan facilities are structured, documented, and supported over their full lifecycle.