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Standard Terms of Engagement

Lending, structured properly

Documents built to settle efficiently and hold up when tested.

Welcome

We act for private and non-bank lenders across Australia to structure, document and settle loans with speed, precision and commercial judgement.

What we do

Documentation that gets deals settled

Clear, lender-focused loan and security documents prepared for efficient execution and consistent outcomes.

Structured
for speed

Conditions precedent, parties and process managed so transactions move without unnecessary delay.

Risk and priority handled properly

Deliberate, commercially grounded allocation of risk and security position.

Senior-led
execution

Experienced lawyers driving each matter from instruction through to settlement.

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Documentation-led execution for deal-driven lending.

01

Direct access to senior lawyers

You deal with people who can make decisions when timing and structure matter.

02

Built for real transactions

Documents and processes designed for how lending actually works, not theoretical models.

03

Consistent, predictable execution

Clear steps, clear communication, and controlled progression from instruction to settlement.

04

Aligned with lender objectives

Commercial judgement applied to protect capital and support investor confidence.

Why lenders use us

Experienced lawyers from
instruction to settlement

Extensive private and non-bank lending experience.

Documentation, compliance,
diligence and resolution

Repeat instructions from established lender clients.

4

Core areas

Serving lenders nationwide

Matters settled across all Australian jurisdictions.

Our track record

Recognition

Australasian Lawyer - Top Boutique Firm

Banking & Finance, 2024

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Australasian Lawyer - Top Specialist Firm

Banking & Finance, 2025

This is the space to describe the service and explain how customers or clients can benefit from it. It’s an opportunity to add a short description that includes relevant details, like pricing, duration, location and how to book the service. 

Senior lawyers, making the calls when timing and structure matter.

Meet the team

Senior practitioners focused on lender-side documentation and transaction execution.

Insights

Practical updates that support better lending decisions and smoother transactions.
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Case note

No means no – but only if it’s reasonable

Consent clauses requiring that approval which will “not be unreasonably withheld” appear in almost every finance transaction. At Finance Law, we approach consent provisions with enforcement and dispute scenarios in mind, even at the documentation stage.

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Article

Building durable loan structures in an evolving private lending landscape

The private lending market continues to mature. Alongside that growth has come greater scrutiny of how loan facilities are structured, documented, and supported over their full lifecycle.

Ready to progress a matter?

Level 10, 131 York Street Sydney, NSW 2000

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